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HealthFirst Medical Insurance Analysis & Coverage Guide

HealthFirst Medical, headquartered in Boston, MA, operates within the healthcare industry, employing between 100 and 200 individuals. Since its inception in 2012, it has grown to generate an estimated $30M in annual revenue. As a provider in a critical and sensitive sector, HealthFirst Medical faces unique operational and liability risks.

Company Overview

Industry

Healthcare

Company Size

100-200 employees

Founded

2012

Headquarters

Boston, MA

Annual Revenue

$30M

Risk Score

67/100

Insurance Spend Analysis

Estimated Annual Spend

Based on industry benchmarks and company specifics, HealthFirst Medical's annual insurance spend is estimated to range between $200,000 and $500,000.

Industry Average

Peers within the healthcare sector typically spend 2-5% of their annual revenue on insurance.

Savings Opportunity

Leveraging data on claims history and negotiating for bundled coverage options may offer potential savings and more customized protection.

Primary Risk Factors

1.

Professional Liability

2.

Cyber Liability

3.

Workers Compensation

4.

Commercial Property

5.

General Liability

Coverage Gaps Identified

Low Risk

Low Risk

Low Risk

Optimization Opportunities

Mitigating the financial impact of a cyber incident could save millions in recovery costs.

Can prevent significant financial loss during periods of forced closure or operational downtime.

Proactive management of employee risks can reduce the likelihood of expensive claims and litigation.

Recommended Coverage Types

general-liability

Recommended: $1M per occurrence / $2M aggregate

Premium: $5,000 - $7,000 annually

professional-liability

Recommended: $1M - $5M per occurrence, depending on services scope.

Premium: $10,000 - $25,000 annually

cyber-liability

Recommended: $1M - $3M

Premium: $7,000 - $15,000 annually

workers-compensation

Recommended: Statutory requirements vary by state.

Premium: $15,000 - $40,000 annually, depending on claims history and risk factors.

commercial-property

Recommended: Replacement cost of property and contents.

Premium: $10,000 - $20,000 annually

industry-specific-coverage

Recommended: Varies based on specific business needs and assets.

Premium: Varies

Common Insurance Carriers

Prominent insurance carriers for healthcare providers include CNAThe Hartfordand Professional Liability Insurance Group.

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Quick Stats

Locations1
Risk Score67/100
AI Analysis✓ Complete