Strategic & Geopolitical Risks

Failure of digital transformation initiatives to deliver expected benefits, wasting resources and losing competitive advantage.

Gradual loss of market share to competitors due to various factors including innovation lag or changing preferences.

The risk that changes in the competitive landscape, including new technologies, business models, or shifts in customer behavior, will render a company's products, services, or strategy obsolete.

Disruption to operations, supply chains, or market access due to international or domestic conflict, sanctions, or political instability, impacting personnel safety and asset security.

The possibility that market conditions or customer preferences will change in ways that reduce sales or make a product/service less desirable . For example, a new product might fail to achieve market acceptance or consumer demand may decline due to trends.

Failure to realize the expected synergies and value from an M&A transaction due to poor integration, cultural incompatibility, flawed due diligence, or overvaluation.

The possibility that a business could suffer due to instability or political changes in a country – for example, conflicts, civil unrest, regime change, sanctions, or new trade barriers . Such events can disrupt operations, supply chains, or market access.

The risk that a company's strategy is not aligned with market realities, its internal capabilities, or its stated mission, leading to wasted resources and failure to achieve objectives.

Risk that strategic decisions or the chosen business model become less effective over time or misaligned with the environment, preventing the company from achieving its goals . Includes risks from wrong strategy, lack of adaptability, or disruptive market changes.

Risk of losses due to war, armed conflicts, terrorist attacks, or civil unrest. This can endanger employees, damage facilities, disrupt supply chains and markets, and cause insurance exclusions. For example, terrorism or significant civil unrest can physically damage assets or scare away customers . Companies may use political risk insurance or security measures to mitigate this.